Smart247 Account

The Smart247 account is a
Hybrid high interest yielding account.

The Smart 247 account is designed to help you organise your money and simplify your life.


  • Opening balance of N10,000
  • No minimum account balance
  • Interest rate of 6% p.a. on accounts with 20% monthly incremental growth on average balance
  • Interest rate of 7.77% p.a. on accounts with 100% monthly incremental growth on average balance
  • Limitless number of withdrawals
  • Cheque book to be issued on request.
  • Zero Account Maintenance Fees
  • Debit cards
  • Internet Banking, Mobile App etc
  • Access to loans and overdrafts


Terms And Conditions Apply

Head Office
  • 1, Oladele Olashore Street, Off Sanusi Fafunwa Street, Victoria Island, Lagos State

  • +234 (01) 2802141-4

Lagos Island
Abuja Regional Office
Rivers Office
  • 16B Trans Amadi Industrial Layout, Nwaja Junction, Port Harcourt, Rivers State

  • +234 (01) 2802141-4

Akwa Ibom Office
  • No 13, Road 1, Abak Road, Federal Housing Estate, Uyo, Akwa Ibom State

  • +234 (01) 2802141-4