Smart 247 Account

The Smart 247 account is designed to help you organise your money and simplify your life.


  • Opening balance of N10,000
  • No minimum account balance.
  • Interest rate competitive on monthly incremental growth on average balance.
  • Limitless number of withdrawals.
  • Allows for cheque deposit.
  • Cheque book to be issued on request.
  • Zero Account Maintenance Fees.
  • Debit cards.
  • Internet Banking, Mobile App etc.
  • Access to loans and overdrafts.





Terms And Conditions Apply

The Smart247 account is a Hybrid high interest yielding account.

Easy Access to Loans

Customer is eligible for application of loans with a SunTrust account

Manage your account with ease

Access to digital banking products & services

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