Muhammad holds an M.sc in Risk Management from the NYU Leonard N. Stern Business School, New York University, and an MBA from the Imperial College London, a Diploma in General Management from Harvard University and a postgraduate diploma in Financial Management from the Abubakar Tafawa Balewa University, Bauchi. He earned a Bachelor’s degree in Economics from the University of Abuja. Muhammad has a rich experience in banking and management having previously held positions in Union Bank of Nigeria and Citigroup N.A & Barclays Bank in four countries across Africa and Europe. Prior to joining SunTrust as the pioneer Chief Executive Officer, he was an Executive Director on the Board of Aso Savings and Loans Plc. and one time the Group Head responsible for growing Bond Bank’s (now Skye Bank Plc.) business in Abuja and the North.
He has served on various boards and was at one time the National Deputy President of the Mortgage Bankers Association of Nigeria, a director, Premium Pensions Limited, Director, Federal Housing Authority Technical Board and a member of the Presidential Committee on Affordable Housing. Also, he served as the Chairman Board of Directors of the Gombe Jewel Microfinance Bank Limited. Muhammad voluntarily stepped down as the Chief Executive Officer on August 1, 2018 to pursue other interests and currently serves on the Board of the bank as a Non-Executive Director.