SunTrust Temporary Overdraft (TOD)

Because Different People
Have Different Needs.

The SunTrust TOD provides an avenue for MSMEs to have access to funds to meet urgent working capital needs within 24 hours of making a request to the Bank, as against having to apply for an overdraft facility, which takes a longer time to process.

Key Features

  • 30 days tenor
  • Competitive Interest rates


  • Easier access to funds to bridge short term funding needs for business operations. 
  • It provides a means to enhance the growth of your business


  • Applicants shall provide their six (6) months statement of account with SunTrust or other banks as evidence of account performance, where required
  • Applicants must have operated their account with SunTrust Bank and/or other Banks, in a manner considered satisfactory i.e. no history of returned cheques over the review period
  • Domiciliation of Sales or Business Proceeds
  • T&C Apply
Head Office
  • 1, Oladele Olashore Street, Off Sanusi Fafunwa Street, Victoria Island, Lagos State

  • +234 (01) 2802141-4

Lagos Island
Abuja Regional Office
Rivers Office
  • 16B Trans Amadi Industrial Layout, Nwaja Junction, Port Harcourt, Rivers State

  • +234 (01) 2802141-4

Akwa Ibom Office
  • No 13, Road 1, Abak Road, Federal Housing Estate, Uyo, Akwa Ibom State

  • +234 (01) 2802141-4