Muhammad holds an M.sc in Risk Management from the NYU Leonard N. Stern Business School, New York University, and an MBA from the Imperial College London, a Diploma in General Management from Harvard University and a postgraduate diploma in Financial Management from the Abubakar Tafawa Balewa University, Bauchi. He earned a Bachelor’s degree in Economics from the University of Abuja. Muhammad has a rich experience in banking and management having previously held positions in Union Bank of Nigeria and Citigroup N.A & Barclays Bank in four countries across Africa and Europe. Prior to joining SunTrust, he was an Executive Director on the Board of Aso Savings and Loans Plc. and one time the Group Head responsible for growing Bond Bank’s (now Skye Bank Plc.) business in Abuja and the North. He has served on various boards and was at one time the National Deputy President of the Mortgage Bankers Association of Nigeria, a director, Premium Pensions Limited, Director, Federal Housing Authority Technical Board and a member of the Presidential Committee on Affordable Housing. Also, he served as the Chairman Board of Directors of the Gombe Jewel Microfinance Bank Limited.
Usman has over 20 years banking experience, spanning retail and commercial banking as well as bank supervision and regulation. Graduating from Bayero University, Kano, in 1993, with upper second class degree in Accounting, Usman also holds a Masters Degree in Islamic Finance from Durham University, United Kingdom and is an Associate Member of the Institute of Chartered Accountants of Nigeria. Usman started his banking career with FSB International Bank Plc (now Fidelity Bank) in 1996 and served as the Kaduna Business Development Manager of Reliance Bank Limited (now Skye Bank) where he managed corporate, private and public sector clients, before moving to the Central Bank of Nigeria in 2003. He played a central role in the banking sector reforms of 2005 and 2009 and authored several in-house papers in the areas of financial stability, risk management and bank supervision. Between 2010-2012, Usman represented the Central Bank of Nigeria on the Liquidity Risk Management Working Group of the Islamic Financial Services Board, a global body with 188 members, including 61 regulatory/supervisory authorities and 8 inter-governmental bodies. He also represented the CBN at the 2015 Seminar for Senior Supervisors from Emerging Economies.
With over ten years of experience as a regulator and supervisor of banks working in the Banking Supervision Department of the Central Bank of Nigeria, Lawal brings a strong regulatory background to bear on the role of ensuring compliance with legal, regulatory and industry standards to the role of CCO of SunTrust Bank Limited. A graduate of the University of Jos (1992 – 1999) and called to the Nigerian Bar in 2001, he obtained a Masters in Law at the University of Dundee in 2012. He started his career at the Law Firm of (Temple Chambers) and served as a legal officer at Abuja Investment and Property Development Company. Since joining the Central Bank in 2004, Lawal has garnered 10 experience in the full scope of regulatory activities working actively in the development and implementation of regulatory policies and guidance up to his appointment as CCO.
Hakeem holds a B.Sc. in Accounting (ABU, Zaria) and two postgraduate degrees in Finance (OAU, Ife) and International Business & Emerging Markets (University of Edinburgh, Scotland). He is a Fellow of the Chartered Institute of Finance & Control of Nigeria and an Associate Members of Risk Managers Association of Nigeria and Institute of Credit Administration of Nigeria. Over the last 16 Years, Hakeem held various positions at Habib Nigeria Bank Plc, later Bank PHB Plc (now Keystone Bank Limited) and First Bank Nigeria Limited as a Senior Credit Risk Analyst , managing various teams of analysts in the Specialized Lending Department of the Risk Management Directorate. Over these years, he has acquired vast risk management experience which cuts across retail, commercial & corporate credits, project finance, public sector lending, credit administration and loan/ assets remediation. He has benefitted from extensive local and international trainings.
A team player with exceptional communication and project management skills. Yusuf is a proven leader in ICT development and project management starting his career with Total Oil in 1992 and gaining additional experience with Nigerian Re-Insurance and Intercellular Nig. Limited. Among others, he initiated and setup SunTrust Mobile Money unit and managing projects (including but not limited to automation projects) in different parts of Nigeria before taking on the challenge of Mobile Money Executive at SunTrust Bank Limited.
Innocent Mbagwu holds an MBA from Lagos State University and a graduate of Accounting from Federal Polytechnic, Idah. He is a fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and Chartered Institute of Taxation of Nigeria. He was trained in Funso Ogidiolu & Co., Chartered Accountants, Lagos and rose to Audit Manager before joining Corporate Telecoms as a Financial Controller in 2002 and Hallmark Bank Plc in 2004 where he worked in the Operations, Credit and Marketing. He also worked as Financial Controller of ASO Savings and Loans Plc from 2006 to 2010 and later Head, Internal Audit, before joining SunTrust Mortgage Bank in June 2011 as a Financial Controller, a position he held before the conversion of the bank to regional commercial bank. He is currently Head of Internal Control.
A graduate of Political Science from the University of Lagos, and a professional Master of Public Administration (MPA) with specialization in Human Resources Management also from the University of Lagos. Raymond started his Banking career with Citibank Nigeria Limited in 1993 as a Recruitment and Training Officer. He rose within the Human Resources Department to become Recruitment Manager, Learning/ Development Manager, and also Compensation/Benefit manager. In 2007, was promoted to Assistant Vice President Human Resources, thus becoming a Human Resources Generalist. Raymond attended a number of Senior Citibank organized Leadership trainings both locally and overseas. He is also a Training Facilitator in Human Resources Management. A member of the Institute of Personnel Management of Nigeria, and an Associate Member of Chartered Institute of Bankers. Raymond joined Keystone Bank in 2011 as part of the transformational, transitional and restructuring team to become the Divisional Head, Group Corporate Support. This role involves management of all Administrative, Maintenance/Construction and Procurement functions in the Group. Raymond has over 20 years’ experience in Banking.
Damian is the Senior Country Operations Officer with responsibility for domestic and international operations of the bank. He is an associate member of the Chartered Institute of Bankers and holds a Bachelor of Science degree in Business Administration from the University of Benin. He is a professional, executive-level operations expert with 25 years of banking experience across core functions and has excellent knowledge of regulatory requirements and risk management. Prior to his joining SunTrust Bank, he was, at various times, Head, Treasury operations, Branch Operations (Eastern branches) and Trade Operations (Nigeria and Sub Sahara Africa) at Citibank Nigeria Limited. He was also involved with various peer reviews of Citibank branches within Sub Sahara Africa. Before his banking career, Damian worked with the Port Harcourt Refining Company (a subsidiary of the Nigeria National Petroleum Corporation) as a process operator, between 1987 and 1991, with responsibility for refining crude oil into petroleum products. He is happily married with kids.